Terms & Privacy Policy

SPLURGE APP — TERMS & CONDITIONS

Last Updated: 15-01-2026

By using the Splurge App, you agree to the following Terms:

1. Purpose of the App

Splurge helps users understand their spending habits through trackers, AI insights, group features, and educational content. It is not a financial or investment advisory tool.

2. User Eligibility

The App is intended for users aged 13 and above. Users under 18 must use the App with parental guidance.

3. User Responsibilities

• Provide accurate account information
• Use the App respectfully and lawfully
• Keep login details confidential
• Avoid misuse, hacking, or entering false spending data

4. Group & Shared Features

The App allows users to add friends, join groups, and log shared expenses. Splurge is not responsible for repayment disputes or group-related disagreements.

5. App Content & AI Insights

Splurge provides spending comparisons, suggestions, videos, and educational resources.

6. Limitation of Liability

• Financial decisions made using the App
• Data loss
• Disputes between users
• Third-party content issues

Use of the App is entirely at your own risk.

7. Changes to Terms

We may update these Terms at any time. Continued use of the App indicates acceptance of the updated Terms.

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SPLURGE APP — PRIVACY POLICY

Last Updated: 15-01-2026

1. Information We Collect

• Name, email address, age range
• Spending logs, wishlist entries, and group activity
• Device and usage data

2. How We Use the Information

• Provide spending insights and summaries
• Support group features and friend connections
• Improve App performance and user experience
• Deliver educational and AI-driven suggestions

3. Data Sharing

• Service providers (hosting, analytics, infrastructure)
• Law enforcement if legally required

4. Data Security

We use reasonable security measures to protect your information. However, no system can guarantee complete protection against unauthorized access.

5. Third-Party Links

The App may contain videos, articles, or external links. We are not responsible for the privacy practices or content of third-party websites.

6. Your Rights

You may request access, correction, or deletion of your data at any time.

7. Contact Us

For privacy-related questions, support, or data deletion requests:

📧 Email:
jbcnrajveer@gmail.com
pardasani.ranvirr@gmail.com

📞 Phone:
+91 99878 91714
+91 98200 32894